According to @KobeissiLetter, a Bank of America survey shows 75% of investors currently have zero exposure to crypto, underscoring a large untapped investor base, source: The Kobeissi Letter on X, Sep 23, 2025. According to @KobeissiLetter, US lawmakers are requesting that the SEC implement President Trump's executive order to allow 401(k) plans to buy crypto, which they frame as a key access channel for digital assets if enacted, source: The Kobeissi Letter on X, Sep 23, 2025. According to @KobeissiLetter, traders should monitor any SEC response or rulemaking steps as potential near-term catalysts for BTC and ETH price action and liquidity, source: The Kobeissi Letter on X, Sep 23, 2025.

According to the source, U.S. lawmakers urged the SEC to implement an Aug. 7 executive order to allow 401(k) plans to invest in Bitcoin (BTC) and crypto; this claim is unverified pending an official document published on federalregister.gov, whitehouse.gov, congress.gov, or sec.gov. Source: user-supplied social media post dated 2025-09-22. Traders should wait for an official SEC notice, rulemaking, or staff guidance on SEC.gov before pricing in any policy impact, as retirement-plan access could materially influence demand for spot BTC ETFs. Source: SEC.gov, approvals for spot Bitcoin ETP listings and trading were published on Jan 10, 2024. The current baseline remains the U.S. Department of Labor’s 2022 guidance cautioning 401(k) fiduciaries on crypto exposure, meaning any change would require explicit, superseding guidance from the DOL and/or SEC. Source: U.S. Department of Labor, Compliance Assistance Release No. 2022-01 on 401(k) investments in cryptocurrencies.

According to @milesdeutscher (Twitter, Aug 11, 2025), US 401(k) retirement plans can now hold crypto assets, potentially unlocking a buyer pool worth trillions and expanding market access for digital assets (source: @milesdeutscher on Twitter). According to @milesdeutscher (Twitter, Aug 11, 2025), the change will take months to be fully implemented, suggesting traders should monitor plan-provider rollout timelines for phased demand impacts (source: @milesdeutscher on Twitter).

According to @KobeissiLetter, President Trump has allowed 401(k) plans to buy crypto, highlighting $9 trillion in total 401(k) assets versus a $4 trillion total crypto market cap, a 2.25x capital-to-market ratio (source: @KobeissiLetter). The author frames this as a structural access change that could open retirement-plan demand channels for major assets like BTC and ETH if plan adoption follows (source: @KobeissiLetter). As a scale reference for traders, each 1% of the cited $9 trillion pool equals $90 billion of potential allocable capital, underscoring how even small allocations could be material relative to crypto’s $4 trillion size (source: @KobeissiLetter). The post provides no official policy document, implementation timeline, or plan-level details, so traders should verify custodial and plan-menu changes before positioning (source: @KobeissiLetter).